Comprehensive Financial Planning Services

The Following Services will be performed for the Client

 

• Development of Comprehensive Financial Plans
• Retirement Planning Services
• Estate Planning Services.
• Education Planning/Funding Services
• Investment Planning Services
• Insurance Planning Services
• Tax Planning Services

 Wealth Advisory Services

The Following Services will be performed for the Client

• As requested; consultation and recommendations for cash flow strategies.
• As requested, implementation of cash flow strategies for planned cash flow needs, including cash flow/emergency reserve account(s).
• Annual allocation review of client's total investment assets.
• Recommendations, as requested, regarding investment options available in the client's company sponsored retirement plan (e.g. 401 k plan).
• Consultation, as requested, on investments the client holds, or is considering
• Insurance needs analysis, as appropriate and requested, for life, disability, and long term care protection; recommendations on types of policies, and appropriate coverage.
• Review and recommendations, as requested, of the client's property and casualty coverage.
• Consultation, as requested, regarding the client's estate planning issues.
• Consultation, as requested, regarding strategies for philanthropic and multigenerational planning.

• Consultation, as requested, regarding insurance, tax, investment, estate, and retirement planning strategies with other professionals that serve our clients.

• For client's wishing a comprehensive review of their wealth advisory issues, GMR will generally establish a review plan, prioritized according to the client's needs, to be scheduled over period negotiated by client and GMR.

Financial Tune-Up Services

One or more of the following Services will be performed for the Client

• Evaluate current asset allocation/portfolio mix in relation to personal objectives and risk tolerance.

• Evaluate current life and health insurance coverages.

• Evaluate current education planning/funding strategies.

• Evaluate current personal property and liability coverages.

• Evaluate current retirement planning strategies/opportunities.

• Evaluate current estate planning strategies.

• Provide second opinions on any financial planning issue.